The prices for individual units have climbed along with the total volume of trade. The Royal Lepage web site claims a standard two-story house in East Vancouver costs $435,000 as of January 2005, a rise of $159,000, or 58 percent from its January 2001 price. The rise is even more extreme on the west side, where Royal Lepage claims a two story home now costs $900,000 on average, a rise of $425,000 or 89 percent over the four years 2001―2005. And the situation is not unique to Vancouver. Across North America, but especially in key trendy cities, real estate prices have taken off wildly.
这条新闻的下文是关于在温哥华买房还贷款情况:
Assuming a 20 percent down payment and a six percent interest rate, that $435,000 eastside house would cost you just under $2,000 per month, including property taxes and insurance. Making the same assumptions, a luxury west side condo would cost $2,920 per month. Remember, these figures relate only to payment on the interest of the loan, plus taxes and insurance; not a penny of these numbers would go to the principal on the loan. Furthermore, these figures will go up dramatically as interest rates rise, as the Bank of Canada recently forewarned us they will. Plug in a 7.5 percent interest rate, and watch the numbers grow exponentially: now the eastside house would cost $2,425 per month, in interest, taxes and insurance alone.
意思是:如果购买温哥华东部43.5万的房子,首付20%的话,每月还贷款约2000加元。如果利率涨到7.5%,则每月还款为2425元。