OK, 小猫,咱们上Service Canada 网站上看看:
About the Old Age Security pension
1. What is the Old Age Security pension?
The Old Age Security pension is a monthly payment available to most Canadians aged 65 or older. You must apply to receive benefits. If you meet the eligibility requirements explained below, you may be entitled to receive the Old Age Security pension even if you are still working or have never worked.
2. Who can receive the Old Age Security pension?
We look at two things to determine if you can receive the Old Age Security pension: your age and your years of residence in Canada.
If you fall into either of the categories below, you may be eligible to receive the Old Age Security pension.
Category 1 - People living in Canada
- You are 65 or older.
- You live in Canada and are a Canadian citizen or a legal resident at the time your pension is approved.
- You lived in Canada for at least 10 years after reaching age 18.
Category 2 - People living outside Canada
- You are 65 or older.
- You left the country and you were a Canadian citizen or a legal resident of Canada when you left.
- You lived in Canada for at least 20 years after reaching age 18.
If you do not fall into either of these two categories, you may still qualify for a pension since Canada has social security agreements with many countries. If you have lived in one of these countries or contributed to its social security system, you may qualify for a pension from that country, from Canada or from both countries. For more information,
contact us or see
International Benefits.
How your benefits are calculated
6. How is my Old Age Security benefit calculated?
The Old Age Security pension is like a large pie divided into 40 equal portions. If you qualify for the "full pension," you are entitled to receive all 40 portions each month. If you qualify for a "partial pension," you will receive some, but not all, of the 40 portions each month. Whether you qualify for a full or partial pension depends on how long you've lived in Canada. See below for more details.
Full Pension
Normally, if you meet the conditions in either of the two categories below, you qualify for a full pension:
Category 1 - You meet the one condition below
You lived in Canada for at least 40 years after turning 18.
Category 2 - You meet the three conditions below
You were born on or before July 1, 1952.
Between the time you turned 18 and July 1, 1977, you lived in Canada for some period of time.
You lived in Canada for the 10 years immediately before your application was approved.
If you have not lived in Canada for all of these last 10 years because you gave up residence here at some time, you may still qualify for a full pension if you meet both conditions below:
You lived in Canada for the year immediately before your application was approved.
Prior to these last 10 years, you lived in Canada after age 18 at least 3 times as long as the total of your absences during the last 10 years.
Partial Pension
If you don't qualify for the full pension and you meet the conditions in either of the situations below, you may qualify for a partial pension. Once a partial pension is approved, the number of portions of the "pie" that you will receive can never be increased. You will, however, qualify for any cost-of-living increases.
Consult the Old Age Security Payment Rates for current rate information.